Gulfstream Credit Advisors, LLC (“GCA”) offers you access to this Web site, owned and operated by GCA based strictly on the terms contained in this agreement. By using our website, you are accepting and agreeing to be bound by each of the terms contained in this agreement.
GCA may modify this agreement at any time. Amended terms are effective upon being posted. You should, therefore, review this agreement from time to time. Your access and use of this web site after the effective date of amended terms means that you have accepted the amended terms. This agreement cannot be otherwise amended except in a writing signed by both you and GCA.
I. Copyright & Trademarks
All content included on this web site, including the text, graphics, logos, icons, screens and configurations, is the property of Gulfstream Credit Advisors (“GCA”) or its licensors and is protected by U.S. and international copyright and trademark laws. All software used on this web site is the property of GCA or its software suppliers and is also protected by U.S. and International copyright laws. You do not acquire any ownership rights by printing, downloading or screen capturing any information or using this web site. Any use of the content, designs, or software on this web site other than for the services provided, including reproducing, modifying, distributing, transmitting, replicating or public exhibition is strictly prohibited.
II. Ordering Information
By placing an order through this web site, you represent and warrant that you are 18 years of age or older and that all the information you are providing, including your e-mail address, is accurate, current and complete. Your order is not final until it has been accepted by Gulfstream Credit Advisors (“GCA”) through an e-mail acceptance notice to your e-mail address. It is your sole responsibility (and not the responsibility of GCA) to pay any applicable taxes that may arise from your order.
III. Trademarks
All information you provide in accessing and using this web site may be used by Gulfstream Credit Advisors as described in our Privacy Policy, which is included as a part of this Agreement.
IV. Links
As a convenience, this web site may contain links to other Internet sites that are owned and operated by third parties. By offering you these links, Gulfstream Credit Advisors is not endorsing any of the other sites and Gulfstream Credit Advisors has no responsibility for the content of research and advisory sites. You access linked sites at your own risk.
V. Disclaimers
This Web site is provided by Gulfstream Credit Advisors, LLC (“GCA”) on an “AS IS” basis. The use of this website is entirely at your own risk. Gulfstream Credit Advisors makes no representations or warranties of any kind, expressed or implied, as to the operation of the site, the information, content, materials, products or services included on this site, including any implied warranties of merchantability and fitness for a particular purpose and the statutory warranty against non-infringement. No oral advice or written information given by web site or by GCA or its employees or representatives, will create a warranty and you may not rely on any such information or advice. This section shall survive any termination of this Agreement.
VI. Limitation of Liability
Neither Gulfstream Credit Advisors, LLC nor any of its Representatives, Partner Programs, Licensors or Content providers shall be liable for any direct, indirect, incidental, special or consequential damages arising out of the use of the services or transactions through this web site or the inability to gain access to this web site. You agree that, in no event shall Gulfstream Credit Advisors, LLC or its officers, directors, owners, independent contractors, employees, agents, licensors or partner programs be liable, and you release all such persons from any liability, directly or indirectly, to you for any loss, damage, liability or expense arising out of or related to the use of this web site or the use of the services through this web site regardless of whether such loss, damage, liability or expense results directly or indirectly from web site negligence. In any event, the web site’s liability to you is limited to $100.00. This section shall survive any termination of this Agreement.
You acknowledge and agree that any and all disputes, controversies or claims of any nature, whether relating to this Agreement or otherwise, must be brought in your individual capacity, and not as a plaintiff or class action member in any purported class, consolidated, collective or representative proceeding. Accordingly, you hereby waive any and all rights to bring any claim or action as a plaintiff or class member in any purported class, consolidated, collective, private attorney general action, or representative proceeding relating to any dispute, controversies or claims arising out of this Agreement or any loan. You also grant GCA, and the potential lenders they identify, the authority to access your credit report through hard or soft inquiry and you understand that GCA and/or the lenders may hard or soft pull and view your credit for up to 120 days after you execute this Agreement.
VII. Indemnification of Liability
You agree to indemnify Gulfstream Credit Advisors, LLC and its officers, directors, owners, independent contractors, employees, agents and partner programs for and from any loss by reason of, in any way relating to, or arising out of: (a) your use of this web site and any violation of any law, rule or regulation arising out of such use; (b) any misuse of information, including email addresses and email content arising out of or relating to your use of this web site; and (c) any violation of this Agreement.
VIII. Applicable Law and Jurisdiction
This Agreement shall be construed and governed by the laws of the State of Florida, United States of America and not by the application of choice of law principles or the laws of any other state or country. You agree that the federal and state courts located in Palm Beach County, Florida shall have exclusive jurisdiction and venue over any action brought to enforce the rights and obligations in or arising from this Agreement and each of the parties irrevocably submits to the jurisdiction of such courts.
IX. Force Majeure
Gulfstream Credit Advisors, LLC will not be liable in any amount for failure to perform under this Agreement if such failure is caused by power outages, Internet outages, communications outages, fire, flood, earthquakes, hurricanes, tornadoes, war, acts of God or the occurrence of any other unforeseen contingency beyond the control of Gulfstream Credit Advisors, LLC.
X. Entire Agreement; Non-Severability
This Agreement constitutes the entire agreement between you and Gulfstream Credit Advisors, LLC and supersedes all prior agreements and understandings, whether written or oral, with respect to the subject matter of this Agreement. If any term, provision, covenant or restriction of this Agreement is held by a court of competent jurisdiction or other authority to be invalid, void, unenforceable or against public policy, the remainder of this Agreement shall remain in full force and effect and the unenforceable portion will be construed in accordance with applicable law as nearly as possible to reflect the original intentions of the parties.
XI. Consumer Verification & Credit Partners
You understand that by clicking on the "Submit" button and signing up for services, you are providing "written instructions" to Gulfstream Credit Advisors, LLC (“GCA”) and its employees, agents, subsidiaries, partner programs, contractors, research and advisory data sources and suppliers, and all other credit reporting agencies under the Fair Credit Reporting Act (FCRA), as amended, to access your credit files from each national credit reporting agency and to exchange information about you with each such national credit reporting agency in order to verify your identity and to provide the products and/or services to you. You agree and hereby authorize GCA, its agents and employees, to provide your personally identifiable information (or, if applicable, information about your child you have enrolled) to research and advisory parties as provided in our Privacy Policy, as may be amended from time to time. You waive any and all claims against GCA and its agents and employees for the acts or omissions of these research and advisory parties with regard to the use or disclosure of such information. Your further authorize GCA and its agents and employees to obtain various information and reports about you (or about your child that you have enrolled, if applicable) in order to provide the products and/or services, including, but not limited to, address history reports, name and alias reports, criminal reports or sex offender reports, and to provide monitoring and alerts.
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